Deposit Rates
Deposit Rates
Interest Rates
Published SLAF rates may change quarterly based on current market conditions and recommendations by the SLAF Board of Trustees. Time deposits opened on the effective date below or later will earn interest at the published rates below. Existing time deposits will continue to receive interest income at previously established rates. Money market and demand deposit accounts will earn interest at the most recent rates published. Please contact Debra Storr, SLAF Accountant, at 314-792-7142 or [email protected] to open deposit accounts.
Standard Products | Rates Effective December 1, 2025 |
Demand Accounts | 0.45% |
Money Market Accounts | 1.35% |
6-Month Time Deposits | 3.75% |
1-Year Time Deposits | 3.60% |
3-Year Time Deposits | 3.50% |
5-Year Time Deposits | 3.50% |
Jumbo CDs (Minimum Deposit of $200,000) | Rates Effective December 1, 2025 |
| 6-Month Jumbo Time Deposits | 3.85% |
| 1-Year Jumbo Time Deposits | 3.75% |
| 2-Year Jumbo Time Deposits | 3.65% |
| 3-Year Jumbo Time Deposits | 3.65% |
| 4-Year Jumbo Time Deposits | 3.75% |
| 5-Year Jumbo Time Deposits | 3.75% |
Rates Effective February 2, 2026 | |
Standard Loans | 6.50% |
Standard Loans (auto debit) | 6.25% |
Equipment Loans | 6.00% |
Equipment Loans (auto debit) | 5.75% |